Banking Quiz 4

Bankers Adda is also known Banking Quiz Adda.
Today Bankers Adda came back with a New Quiz on Banking.
Go through the quiz and if you have any doubts please contact bankers adda in the comment section.

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1.Which of the following is a third party product often sold by banks?

(a) Gift cheques
(b) Credit cards
(c) Debit cards
(d) Mutual funds
(e) All of the above

2.As of 2014, the number of public sector banks in India is__?


3.In index of financial inclusion has been launched for the first time in 2008 by

(a) BSE
(b) NSE
(d) CCI
(e) None of these

4.Financial assistance for a sum of Rs. 5,000 can be called as

(a) Small finance
(b) Micro finance
(c) Crazy finance
(d) Petty finance
(e) None of these

5.Which of the following is not a contributing factor to micro-credits?

 (a) EMI
 (b) Collaterals
 (c) KYC norms
 (d) Pre-payment charges
 (e) All of the above

6.What is current coverage of bank account of population (approx)?

(a) 60%
(b) 80%
(c) 40%
(d) 50%
(e) None of these

7.______ is a cheque or an act or rather an amount of cheque, which is above the balance available in the account of the payer.

(a) Overdraft
(b) Cross cheque
(c) Cross selling
(d) Open end
(e) None of these

8.Which one of the following is the new sub-category of the commercial real estate sector (CRE) as per the latest RBI directive?

[A]Residential projects
[B]Commercial projects
[C]Industrial projects
[D]SEZ projects

9.Which was the first development financial institution integrated with a bank?

(a) IDBI
(b) IIBI
(c) HDFC
(d) IFCI Ltd
(e) None of these

10.Why the Indirect taxes are termed regressive taxing mechanisms?

[A]They are charged at higher rates than direct taxes
[B]They are charged the same for all income groups
[C]They are charged the same for all income groups
[D]None of the above is a correct reason

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